Can an uninsured driver drive my car in Massachusetts?

In the state of Massachusetts, driving without insurance is regarded as a civil motor vehicle infraction (CMVI), which means that you can face serious penalties, including a hefty fine, jail time and revocation of your driving privileges.

Does insurance follow the car or driver in Massachusetts?

Car insurance usually follows the car in Massachusetts. The types of car insurance that follow the car in Massachusetts are collision, comprehensive, and property damage liability. You’re required to carry property damage liability and personal injury protection in Massachusetts.

Does Massachusetts require uninsured motorist coverage?

Yes, uninsured motorist coverage is required in Massachusetts. Drivers in Massachusetts are required to carry $20,000 in uninsured motorist bodily injury (UMBI) coverage per person (up to $40,000 per accident). Massachusetts does not require drivers to have uninsured motorist property damage (UMPD) insurance, however.

Can I drive my wife’s car if I’m not on her insurance?

Can my wife drive my car without insurance? If your wife isn’t on your car insurance policy because she doesn’t have a license, she could be listed on your policy as “unlicensed” and marked as unrated so she won’t affect your car insurance rates. Without a license, she should not be driving your car.

Can someone not on your insurance drive your car?

Can someone else drive my car if they aren’t on my insurance? A person can legally drive your car if they are a named driver on your policy. It’s easy to add a named driver to your policy. If they are not a named driver on your insurance then the policy will provide no cover if they are driving.

Is MA a no-fault state?

Massachusetts is a no-fault state which means no matter who causes the accident, PIP will pay these expenses for you or anyone you let drive your car, anyone living in your household, passengers in your vehicle and pedestrians.

Do all cars in the state Massachusetts must have auto insurance?

Massachusetts state laws require every motorist to carry car insurance.