Can you get a mortgage on Laing Easiform?

Laing Easiforms were not considered to be defective under the Housing Act and as a result can be mortgageable. Hence they are one of the few types of non traditional construction where a mortgage may be obtained!

What is Laing Easiform?

The Laing Easi-Form is one of a range of house types that are considered as ‘non-traditional construction’ and which were generally erected immediately post the first world war and up to the 1960s or so. As the name suggests it was a housing solution developed by John Laing, the well-known contracting firm.

Can you get a mortgage for a cob house?

Cob houses are generally acceptable to most mortgage companies, but it is worth checking with a financial advisor before making a mortgage application. Like many other older building methods, thatched roofs offer excellent thermal properties, as well as looking particularly attractive on the top of an old cottage.

Can you get a mortgage on a Wimpey No-fines house?

While some providers are happy to authorise a Wimpey No-fines concrete mortgage, these properties can be deemed as higher risk.

What does it mean if a house is of non standard construction?

Non-standard buildings are those that deviate from standard buildings and are made from materials that don’t conform to the standard. Non-standard buildings often use outdated and old-fashioned construction methods and materials.

Is Wimpey No fines prefab?

Identification: Wimpey No-Fines External walls were coated in render throughout, or render to front and rear walls with the flank walls being of brick. Precast concrete corbels were noted to gable end eaves.

What happened to John Laing construction?

Laing’s property developments divisions were sold to Kier Group, and its house building arm was sold to George Wimpey in 2002. In 2003, its affordable housing division was sold in a management buy-out. In December 2006, John Laing plc was acquired by the private equity arm of Henderson Group.

How long will a cob house last?

How long does cob last? The oldest cob house currently standing is 10,00 years old. If this doesn’t speak to how strong and durable cob houses are, then nothing will. Cob houses are built to stand forever as long as their roofs are maintained, and they are properly looked after.

Are cob houses energy efficient?

# Energy efficient One major advantage that a cob house has is its energy-efficient design. This is due to the high thermal mass which keeps the indoor temperature consistent. It is a good option for hot climate areas, as the inside temperature is automatically regulated without the need for any fancy equipment.

Is Wimpey no fine PRC?

We can arrange a Mortgage for Wimpey No-Fines& Laing Easiform houses in most cases at normal rates for Wimpey No-Fines and Laing Easiform houses, you do not need a PRC certificate. Many major high street lenders will still not fund the purchase of Wipey No-Fines Concrete Houses.

Are BISF houses cold?

Although they have lasted longer than expected, these Southend properties are cold and suffer high levels of heat loss, making them expensive to run.

Can you get a mortgage on a Laing easiform?

Laing Easiforms were not considered to be defective under the Housing Act and as a result can be mortgageable. Hence they are one of the few types of non traditional construction where a mortgage may be obtained! But With every rule there are the exceptions and the most common is the pre 1940’s Laing Easiform.

What is a Laing Easi-Form house?

The Laing Easi-Form is one of a range of house types that are considered as ‘non-traditional construction’ and which were generally erected immediately post the first world war and up to the 1960s or so. As the name suggests it was a housing solution developed by John Laing, the well-known contracting firm.

Is Laing easy form a good choice for a home?

EA didn’t know it was concrete, it was our mortgage broker that pointed it out to us stating that some banks don’t like lending on it however Laing Easy Form is one of the better concrete construction methods out there and is quite robust but maintenance is essential.

What is a no fines/Laing easiform property?

Wimpey, no fines/ Laing Easiform are of the most popular of the non-traditional construction build types used in the UK these No Fines and Easiform properties are still hard to mortgage so it can be hard to find a suitable lender. No-fines concrete is obtained by eliminating the fine material sand, from the normal concrete mix.